Gwinnett County, Lake Lanier and Hall County real estate and homes for sale in Georgia - Janice Cochran & Associates, REALTORS® Janice Cochran & Associates REALTORS(r) for Gwinnett County, Lake Lanier and Hall County, Georgia real estate - NUMBER1EXPERTS™ Janice Cochran & Associates NUMBER1EXPERTS(tm) for Gwinnett County, Lake Lanier and Hall County, Georgia real estate
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Janice Cochran & Associates, REALTORŪ, real estate agents and broker for Gwinnett County, Lake Lanier and Hall County Georgia home listings, property and land for sale - NUMBER1EXPERT(tm)






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Local Info: Gwinnett County, Lake Lanier and Hall County Georgia home buying, real estate listings, and homes for sale in Gwinnett County, Lake Lanier and Hall County, GA
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Real Estate Tips
Financing Your Home >Financial Help

Escalating home prices often cause many first-time buyers to seek help from their families for the down payment on a new home. If your parents are providing financial assistance for the purchase of a home, it is important that you have very clear agreements with them about the conditions under which their help will be provided.

Sit down with your parents to discuss the details of the arrangement. Is the money they are providing a gift or a loan? If it is a gift, be sure to check with your tax expert to minimize the tax implications. If your parents are loaning the money for the down payment, how will it be paid back? Will there be joint ownership with an equity-sharing agreement? Will your parents be named on the ownership papers with you? Are special documents needed?

Whatever form it takes, parents who help their children buy a home give them an incredible gift!

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Real Estate Trivia
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What is the average age range of a second-home buyer in the United States?

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Currently, second-home buyers in America are most often between 41 and 44 years of age.
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Janice Cochran & Associates, REALTORŪ, real estate agents and broker for Gwinnett County, Lake Lanier and Hall County Georgia home listings, property and land for sale - NUMBER1EXPERT(tm)

Janice Cochran & Associates
The Norton Agency

Lake Lanier, Gainesville, Dawsonville, and Forsyth
Office: 770-534-3666
Cell: 770-605-4858
Fax: 770-534 -3666
E-Mail: jcochran@remax.net

Janice Cochran has been selling real estate in Northeast Georgia for over 28 years has hundreds of satisfied clients! Prior to her career in real estate, Janice worked in marketing for IBM Corporation where she learned a very strict work ethic and the true meaning of respect for the individual. Janice received her Master's Degree in Urban Planning from the Georgia Institute of Technology, and she prides herself in staying involved mentoring new agents and completing new classes in order to keep abreast of the constantly changing real estate market. Janice understands the apprehension and fears her clients feel when they are thinking of buying a home, selling a home, or relocating to a big city like Atlanta. She prides herself in offering you a proven personal marketing plan, patience, understanding, service with a smile, and their promise to you: "No Surprises!".

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